Investment Analysis Software - Help

Version 10 - The latest version is always available from www.softSWOT.com

Copyright © softSWOT 2003

Software is available as shareware with a free 7 day evaluation period. If you find this software useful or maintain it beyond the evaluation period payment is required to Register Investment Analysis Software.

  1. Overview
  2. Instructions for Use
  3. Requirements for Use
  4. Try Investment Analysis Software
  5. Download Investment Analysis Software
  6. Install / Uninstall
  7. Registration
  8. Conditions of Use
  9. Software Support and Contact Details

Overview

Investment Analysis Software provides the capacity to easily analyze the performance of any investment. It applies basic input variables to build an investment analysis by year. Investment performance is converted to equivalent current year values enabling the actual investment performance to be determined. Applying this approach allows comparisons to be made between different investment types. It also provides an effective means of projecting investment performance and determining the results of different investment mixes. By developing forecast projections it is possible to identify when investment performance spikes or dips. This acts as a strong buy / sell indicator. By following a sell at the spikes and buy at the dips strategy overall return can be enhanced. Investment Analysis Software allows you to:

Analysis and comparison of all investment types and combinations is available including:

The ability to consider all investment types allows the performance of each investment to be assessed, forecast, monitored and reviewed. This enables informed buy / sell / hold decisions to be made.

Software and supporting documentation are not investment advice and should not be applied in isolation. As with all forecasting methodologies the results are only as good as the input provided.

Instructions for Use

Summary

Investment Analysis Software allows you to analyze current investments held, those under consideration, and investments that you wish to monitor for possible future purchase. All investment types can be analyzed including non-income producing assets like your home. If you build a portfolio of all your investments you can determine your current and future net worth and income streams. This is particularly beneficial for investment and retirement planning. All projection values are provided as both future and current equivalent values providing a true indication of future returns.

Developing a benchmark for investment performance provides a powerful tool to determine optimum investment timing. A regular review (monthly, annually) of current investment performance against your projections allows buying and selling opportunities to be identified. For example you purchase $10,000 of shares and build an analysis for this investment. You consider the long term Capital Growth of these shares to be 5% pa resulting in an end of Year 1 projected Asset Value of $10,500 (5% Capital Growth). One year after purchase you review your investment. If at this time the actual asset value (share price) is substantially higher than $10,500 a sell opportunity is indicated. If at this time the actual asset value (share price) is substantially lower than $10,500 a buy opportunity is indicated. However these actions should only be considered if you are comfortable with the input variables you applied in the investment analysis and believe that over the long term they remain valid. Also if you sell you need to have a better performing investment in which to place your funds. Or if you add to your investment its future performance relative to alternative investment options should support this.

With investment analysis and regular reviews you can take control of the investment process and maximize overall performance.

Controls are included in menu groups. The main menu group is at the top of the page, blue text above a blue line. From here you can click each item to access sections of the software and perform functions. Help links to the help file provided with the software. You can always access the latest software and online help from the www.softSWOT.com link. Print prints the currently displayed items excluding the menus. Analysis Table columns can be hidden by clicking the column title. You can also print using the browser print function when available, this provides additional print formatting. A sub menu group is located in the Analysis section at the top of the table, blue text above a blue line. Support comments are provided when you hold the mouse over blue text. To perform analysis of an investment there are a couple of basic steps:

Input

Input the investment variables in the light blue input areas or select the option buttons. Input variables for a saved profile can be reloaded by selecting the profile from the main menu Select Investment Profile drop down list. Use tab to step through the inputs. When you click Analysis the Analysis Table is displayed, then click Build to generate an analysis for the current Input. From the Analysis menu you then can Add investment profiles to the table, compare All saved profiles, Compare saved profiles to the table and Plot selected values.

When you Save the current Input is saved using the Description as an identifier. If your system includes Microsoft Internet Explorer 5.5 or later and your Investment Analysis Software file has the extension .hta profiles are saved in an XML file. Otherwise they are saved in a cookie. Cookie size is limited to 4kb, this is sufficient for 10 to 20 profiles. To maintain cookie size a first in first out procedure applies. This means that if the cookie size limit will be exceeded when you save a profile the earliest profile saved will be removed to provide space for the new profile. This is only an issue if you save more than 10 profiles. No limit applies when profiles are saved in a XML file. When Investment Analysis Software is installed on your system the cookie used and its size are specific to the directory in which the file is located. If you wish to set up a number of independent portfolio (groups of investments) or increase the number of saved portfolio above the capacity of a single cookie simply install the software (all files) into a separate directory. In this way each directory will be self contained and function as an independent entity. Select Investment Profile from the drop down list to reload saved Input or Delete.

Asset Initial details represent the asset at time of purchase. Input values directly into the light blue input areas.

Asset Growth details represent future capital variations. Input values directly into the light blue cells.

Annual Income represents investment income excluding capital growth. Select the type of income from the investment using the option buttons and input the required values directly into the light blue input areas. When considering income offset expenses should be viewed as income. For example if you are analyzing the investment performance of your home include the rental expense you would incur to rent somewhere else to live if you did not have your home as an income. To do this simply include the value of the offset expense as an income for the investment.

Annual Expense represents investment expense excluding loan interest. Select the type of expense incurred by the investment using the option buttons and input the required values directly into the light blue input areas.

Loan Details represent any borrowings undertaken for the initial asset purchase. Input values directly into the light blue cells.

Analysis Details represent additional data applied in the analysis calculations. Input values directly into the light blue cells.

Analysis

Analysis Summary provides the key investment performance indicators for the analysis duration. Average annual Actual Return Equivalent % indicates the average actual performance of the investment in equivalent current day terms for each year of the analysis. Higher percentages indicate better performance. If the Actual Return Equivalent % is greater than 0% then the investment provides a positive return. If it is 0% then any growth and income form the investment equals the investment expense and Cost Index % changes. If it is less than 0% then in actual terms the investment generated an overall loss. Average annual Actual Return Equivalent indicates the average current day equivalent return delivered by the investment for each year of the analysis. Final Asset Equity and Asset Equity Equivalent indicate the value of investment equity at the end of the analysis period and the corresponding current day equivalent. Total Apparent Return and total Actual Return Equivalent indicate the value of investment return over the total analysis period and the corresponding current day equivalent.

Analysis Table provides full analysis calculations. Commands for the Analysis Table are in blue text above the blue line at the top of the table. Click Build to generate an analysis for the current input values. Select a Plot Analysis Column from the drop down list and click Plot for a graphical display. Select Investment Profile from the drop down list and click Add to add the profile to the existing analysis calculations or Compare for a graphical comparison to the existing analysis calculations using the Plot Analysis Column selected. All builds an analysis table comparing each saved investment profile. From this you can compare the performance of all saved profiles. Hold the mouse over table column titles for a support comments. Click a column title to hide the column and select a hidden column title from Show Hidden Analysis Table Column at the bottom of the table to display a hidden column.

Analysis Menu

Build constructs an Analysis Table for the current input variables.

Add combines the Selected Investment Profile with the current Analysis Table data.

Select Investment Profile allows you to select a saved profile from the drop down list to Add to the current Analysis Table data or Compare to the current Analysis Table data using the Plot selected.

Compare compares the Selected Investment Profile to the current Analysis Table data using the Plot selected.

Plot Analysis Column allows you select the column title from the drop down list to Plot or Compare the column data.

Plot plots the Selected Analysis Column data.

All builds a summary Analysis Table for all saved profiles.

Review

For maximum performance investments must be reviewed on a regular basis. The period between reviews depends on investment volatility, suitable durations are usually somewhere between 1 to 12 months. Comparing investment performance to analysis regularly allows you to refine your analysis, identify performance deviations, and provides indicators for investment actions to maximize overall return.

Requirements for Use

This software applies the Document Object Model (DOM) and to function correctly your system should include a 5th Generation browser with JavaScript enabled. Microsoft Internet Explorer 5.5 (Windows 98) or later is recommended, Netscape Navigator 7.0 or later is also supported.

If required you can download a current version browser free of charge from:

Software developed in this way may run slower than traditional software but has significant advantages:

Try Investment Analysis Software

An online sample version of Investment Analysis Software is available free for 7 day evaluation at Try Investment Analysis. This allows you to preview the software without downloading and installation. To use or maintain software beyond evaluation you must Register Investment Analysis. For software to function correctly your system should include a 5th Generation browser with JavaScript and Cookies enabled.

Download Investment Analysis Software

You can Download Investment Analysis Software as shareware free for evaluation. The evaluation version is fully functional with a 7 day evaluation period. To use or maintain software beyond evaluation you must Register Investment Analysis Software.

Install / Uninstall

If you are running the software from the online Try Investment Analysis page no installation is required.

If you download a file with an exe extension (***.exe) it includes a Setup program. To install run the Setup program and follow the prompts to unpack and install the software. You can then run the software from the program icons or by simply opening the file InvesmentAnalysis.html. To run the software as a HTML Application (see point 2 below) rename the file extension to .hta.

If you download a file with a zip extension (***.zip) it is packaged in a standard compressed zip file. After download it must be unzipped. Trial Zip software is available free from Winzip. You can then run the software by simply opening the file InvesmentAnalysis.html. To run the software as a HTML Application (see point 2 below) rename the file extension to .hta.

When you install Investment Analysis Software on your system Configuration and Data details are established specifically for the directory in which the file is located. If you wish to set up a number of independent portfolio (groups of investments) simply install the software (all files) into a separate directory for each portfolio. In this way each directory will be self contained and function as an independent entity.

When you Download Investment Analysis Software and install it on your system it can be run in two modes.

  1. Directly in your browser as a web page (file extension .html) with Data and Configuration details saved as Cookies. Javascript and Cookies must be enabled.
  2. If your system includes Microsoft Internet Explorer 5.5 or later you can rename the InvestmentAnalysis.html file to InvestmentAnalysis.hta. This designates it as a HTML Application (file extension .hta). In this mode Data and Configuration details are saved as XML files. This is the recommended mode. When using Cookies you are limited to approximately 10 saved Investment Profiles and if system Cookies are deleted Configuration and Data details will be lost.

No system files are changed when you use this software. To uninstall run the Uninstall program or simply delete all associated files.

Registration

Software is available as shareware free for 7 day evaluation. To use or maintain software beyond evaluation registration is required. Registration provides a perpetual license for use of the registered software version by the number of registered users. For details on how to Register Investment Analysis Software click Registration in the Investment Analysis Software main menu.

Secure online payment is available and as soon as your transaction is processed you will receive Registration Details by return email. When you have your Registration Details follow the directions to register your software and enable all functions.

The number of licenses you purchase is the maximum Number of Users and the maximum Number of Computer Systems the purchased software can be installed on or that can access the software if on a network. If you purchase a single user license the software must only be accessible from one computer and there must only be one user. To run the software on more than one computer, a network, or provide for additional users you must purchase a Multi-user license. Multi-user licenses attract a 30% discount. For large networks and user numbers greater than 100 please Contact softSWOT for pricing details.

Conditions of Use

The specific suitability of this software must be independently assessed. Software is provided as is, use is entirely at the users risk, and use acknowledges that softSWOT and all associated parties are held harmless from any claims or losses relating to software provided. You may not modify, translate, reverse engineer, decompile, disassemble or create derivative works based on softSWOT software, or concepts. All intellectual property rights are retained by softSWOT.

You may freely distribute this software in evaluation form only. This includes linking to online evaluation pages and download files. Any software distributed must require the user to provide payment to softSWOT to maintain software beyond the evaluation period as originally designed. You may not sell or require payment in any form for softSWOT software. Evaluation software must be distributed without cost or penalty to the user.

All rights of any kind which are not expressly granted are entirely and exclusively reserved to and by softSWOT.

Software Support and Contact Details

For items not addressed here, in the online Help or in our Frequently Asked Questions page please Contact Us.

Email: mail at softswot.com
Web Site: www.softswot.com

softSWOT
15 Island View Court
Queensland, 4556, Australia.
ABN: 24 312 166 103

Telephone: +61 7 5445 5325

Regards
David Morcom
www.softSWOT.com