Investment Analysis Software Help File Plain HTML version as packaged with the software.

Investment Analysis Help

Version 10 - The latest version is always available from www.softSWOT.com

Copyright © softSWOT

Software is available as shareware with a free 7 day evaluation period. If you find this software useful or maintain it beyond the evaluation period payment is required to Register Investment Analysis Software.

1. Overview
2. Instructions for Use
3. Requirements for Use
4. Try Investment Analysis Software
5. Download Investment Analysis Software
6. Install / Uninstall
7. Registration
8. Conditions of Use
9. Software Support and Contact Details

Overview

Investment Analysis Software provides the capacity to easily analyze the performance of any investment. It applies basic input variables to build an investment analysis by year. Investment performance is converted to equivalent current year values enabling the actual investment performance to be determined. Applying this approach allows comparisons to be made between different investment types. It also provides an effective means of projecting investment performance and determining the results of different investment mixes. By developing forecast projections it is possible to identify when investment performance spikes or dips. This acts as a strong buy / sell indicator. By following a sell at the spikes and buy at the dips strategy overall return can be enhanced. Investment Analysis Software allows you to:

• Determine the apparent and actual return achieved by an investment over time.
• Project the value of investments in future and current equivalent terms.
• Apply what if scenarios to test the impact of investment decisions.
• Compare the performance of alternative investments.
• Consider the impact of taxation on investments.
• Build a portfolio of investments for ongoing analysis and review.
• Plot investment parameters over time.
• Improve investment buy / sell / hold decisions.
• Easily establish an investment plan with set performance goals.
• Identify when investment performance varies from projected goals and take actions accordingly.

Analysis and comparison of all investment types and combinations is available including:

• Equity / Share investments.
• Property / Real Estate investments.
• Cash investments.
• Retirement funds.
• Recurring investments.
• Capital Growth and Income investments.

The ability to consider all investment types allows the performance of each investment to be assessed, forecast, monitored and reviewed. This enables informed buy / sell / hold decisions to be made.

Software and supporting documentation are not investment advice and should not be applied in isolation. As with all forecasting methodologies the results are only as good as the input provided.

Instructions for Use

Summary

Investment Analysis Software allows you to analyze current investments held, those under consideration, and investments that you wish to monitor for possible future purchase. All investment types can be analyzed including non-income producing assets like your home. If you build a portfolio of all your investments you can determine your current and future net worth and income streams. This is particularly beneficial for investment and retirement planning. All projection values are provided as both future and current equivalent values providing a true indication of future returns.

Developing a benchmark for investment performance provides a powerful tool to determine optimum investment timing. A regular review (monthly, annually) of current investment performance against your projections allows buying and selling opportunities to be identified. For example you purchase $10,000 of shares and build an analysis for this investment. You consider the long term Capital Growth of these shares to be 5% pa resulting in an end of Year 1 projected Asset Value of $10,500 (5% Capital Growth). One year after purchase you review your investment. If at this time the actual asset value (share price) is substantially higher than $10,500 a sell opportunity is indicated. If at this time the actual asset value (share price) is substantially lower than $10,500 a buy opportunity is indicated. However these actions should only be considered if you are comfortable with the input variables you applied in the investment analysis and believe that over the long term they remain valid. Also if you sell you need to have a better performing investment in which to place your funds. Or if you add to your investment its future performance relative to alternative investment options should support this.

With investment analysis and regular reviews you can take control of the investment process and maximize overall performance.

Controls are included in menu groups. The main menu group is at the top of the page, blue text above a blue line. From here you can click each item to access sections of the software and perform functions. Help links to the help file provided with the software. You can always access the latest software and online help from the www.softSWOT.com link. Print prints the currently displayed items excluding the menus. Analysis Table columns can be hidden by clicking the column title. You can also print using the browser print function when available, this provides additional print formatting. A sub menu group is located in the Analysis section at the top of the table, blue text above a blue line. Support comments are provided when you hold the mouse over blue text. To perform analysis of an investment there are a couple of basic steps:

• Input the investment variables by clicking Input on the main menu. Save saves the input variables, once saved you can reload the variables by selecting from the main menu Select Investment Profile drop down list. Delete deletes the selected investment profile.
• Analysis for the current input variables is built by clicking Analysis on the main menu and then Build on the analysis menu. This builds an Analysis Table for the investment. An Analysis Summary is provided at the top of the page. The the Actual Return Equivalent % indicates the overall performance of the investment as an equivalent (current day) return on equity. The higher this value the better the investment. Using this value comparisons can be made between various investments. The table displays investment analysis details by year. Support comments for each column are provide when you hold the mouse over the column title. To hide a column click its title. To show a hidden column select its title from the Show Hidden Analysis Column drop down list at the bottom of the page.
• The Analysis Menu provides a range of functions to structure and display analysis data. Plot provides a graphical display of the selected Plot Analysis Column for each analysis year. You can combine a saved investment with the current analysis table investment by clicking Add. This is used to see the compound result of a number of investments in the Analysis Table. Compare allows you to plot the current analysis table investment against a saved investment profile. For example to compare the impact of making additional payments on your house loan or applying these to a new investment you would input and save details for your current house investment, for your house investment with increased repayments, and for the proposed new investment (i.e. where you would invest the increased repayment amount if you did not apply it to your house loan). Then Build an Analysis Table for your current house and Add your new investment to it. Basically this gives you two investment scenarios, your house with increased repayments and your current house + the new investment as displayed in the Analysis Table. Compare these by selecting your current house from the analysis menu Select Investment Profile drop down list, choose a Plot Analysis Column to display and click Compare. A graphical display of the two investment options will be displayed. The Analysis Summary for each also provides an overall comparison. To return to the analysis section click Analysis in the main menu. All builds an Analysis Table with the Final / Total and Average values for each saved investment. This provides a quick overview of all investments and the performance of the complete portfolio (all saved investments).
• Review your investment performance against your analysis on a regular basis. If there is a substantial change to the long term variables applied in building the analysis the analysis should be adjusted to reflect these. If the analysis remains valid and investment performance varies from projections strategic buy or sell opportunities may be indicated. For example if underlying growth is 5% then over time this will be the average growth of the investment value each year. When growth spikes, say to 15% a sell opportunity is indicated as 3 years of average growth has occurred in one year. When a dip is identified a buy opportunity is indicated because following years will include catch up growth to compensate for the dip.

Input

Input the investment variables in the light blue input areas or select the option buttons. Input variables for a saved profile can be reloaded by selecting the profile from the main menu Select Investment Profile drop down list. Use tab to step through the inputs. When you click Analysis the Analysis Table is displayed, then click Build to generate an analysis for the current Input. From the Analysis menu you then can Add investment profiles to the table, compare All saved profiles, Compare saved profiles to the table and Plot selected values.

When you Save the current Input is saved using the Description as an identifier. If your system includes Microsoft Internet Explorer 5.5 or later and your Investment Analysis Software file has the extension .hta profiles are saved in an XML file. Otherwise they are saved in a cookie. Cookie size is limited to 4kb, this is sufficient for 10 to 20 profiles. To maintain cookie size a first in first out procedure applies. This means that if the cookie size limit will be exceeded when you save a profile the earliest profile saved will be removed to provide space for the new profile. This is only an issue if you save more than 10 profiles. No limit applies when profiles are saved in a XML file. When Investment Analysis Software is installed on your system the cookie used and its size are specific to the directory in which the file is located. If you wish to set up a number of independent portfolio (groups of investments) or increase the number of saved portfolio above the capacity of a single cookie simply install the software (all files) into a separate directory. In this way each directory will be self contained and function as an independent entity. Select Investment Profile from the drop down list to reload saved Input or Delete.

Asset Initial details represent the asset at time of purchase. Input values directly into the light blue input areas.

• Description - Input a description for the investment profile. This is used an identifier.
• Purchase Amount - Input the initial purchase amount of the asset. This should reflect the value of the asset at the time of purchase.
• Purchase Expense - Input any expense associated with the purchase. This should include transaction, legal, and financing (excluding interest) costs.

Asset Growth details represent future capital variations. Input values directly into the light blue cells.

• Capital Growth % pa - Input the average expected annual capital growth percentage of the investment for the duration (number of years) under analysis. This determines the annual amount the investment will value vary. Capital growth has a major impact on an investment due to the effect of compounding. For an investment to perform better than the average it must possess attributes which result in increasing demand relative to alternatives. For real estate research local market conditions including population trends. For equities research the overall market and the specific company performance. Consider the investments uniqueness and desirability. For strong capital growth the asset must possess some unique attributes that are (or will be) in demand. For all investments consider economic cycles. There is a wealth of general and specific data available on the internet including a wide range of growth and performance statistics. However beware statistics are based on past performance, what you are interested in is future performance, make sure you are comfortable will any input you apply.
• Additional Capital pa - Input any regular annual additional asset contributions that will be added to this investment. If the investment is property this value will normally be 0. If it is an equity or cash account investment and any additional capital will be invested each year (i.e. buy more shares or add more money to the account) this value will be the amount added each year.
• Additional Expense pa - Input any regular annual additional expense associated with the additional capital.

Annual Income represents investment income excluding capital growth. Select the type of income from the investment using the option buttons and input the required values directly into the light blue input areas. When considering income offset expenses should be viewed as income. For example if you are analyzing the investment performance of your home include the rental expense you would incur to rent somewhere else to live if you did not have your home as an income. To do this simply include the value of the offset expense as an income for the investment.

• % pa of Asset Value or % pa change from Base - Select the income type as a percentage of the asset value or as a percentage change from a base value. The type of income selected depends on how future income will vary. If it is closely related to the asset value (including capital growth) select % pa of Asset Value, if it is closely related to changes in a base (current) value select % change from Base. For property investments the income type is normally a % change from Base. This is because rental/lease income tends to be related to overall market supply and demand. A property price increase of 20% does not automatically result in an income increase of 20%. This is particularly true for domestic property, commercial property tends to be less volatile. For an equity or cash account investment the income type will normally be % of Asset Value. Equity investments often pay a dividend which remains reasonably constant relative the the equity value and income from cash accounts is normally a percentage of the amount invested.
• % pa - Input the percentage value to apply for your income type. If income type is % of Asset Value the calculated income for each year will be the percentage value multiplied by the asset value for that year, income will change relative to the asset value. If income type is % change from Base the calculated income for each year will be the previous years income plus the percentage change. For a change from Base the percentage value will usually be closely related to the Cost Index %. This indicates changes in the cost of living or inflation rate. First year income is set at the Base Value.
• Base Value - Input first year income to set the Base Value. This only applies when income type is % change from Base.

Annual Expense represents investment expense excluding loan interest. Select the type of expense incurred by the investment using the option buttons and input the required values directly into the light blue input areas.

• Annual Expense - Select the expense type as a percentage of the asset value or as a percentage change from a base value. The type of expense selected depends on how future expense will vary. If it is closely related to the asset value (including capital growth) select % pa of Asset Value, if it is closely related to changes in a base (current) value select % change from Base. For property investments the expense type is normally a % change from Base. This is because authority and maintenance expenses are usually closely related to the Cost Index %. This indicates changes in the cost of living or inflation rate. For a self managed equity or cash account investment with no expenses set the expense type to % change from Base with the percentage value and Base Value of 0. For a managed equity or cash account investment expense type is usually % of Asset Value with service/management fees applied as a percentage of the asset value.
• % pa - Input the percentage value to apply for your expense type. If expense type is % of Asset Value the calculated expense for each year will be the percentage value multiplied by the asset value for that year, expense will change relative to the asset value. If expense type is % change from Base the calculated expense for each year will be the previous years expense plus the percentage change. First year expense is set at the Base Value.
• Base Value - Input first year expense to set the Base Value. This only applies when expense type is % change from Base.

Loan Details represent any borrowings undertaken for the initial asset purchase. Input values directly into the light blue cells.

• Loan Amount - Input the initial loan amount.
• Interest Rate % pa - Input the average annual interest rate applied to any outstanding loan amount over the life of the loan. Interest expense calculations and outstanding loan amounts are based on calculated monthly interest charges and repayments.
• Annual Repayment - Input the average annual repayments applied to any outstanding loan amount. Interest expense calculations and outstanding loan amounts are based on calculated monthly interest charges and repayments.

Analysis Details represent additional data applied in the analysis calculations. Input values directly into the light blue cells.

• Number of Years - Input the number of years for analysis. This duration should be considered when setting input values impacted by the length of analysis. To decrease the impact of investment performance volatility on the results increase analysis a duration. In most cases a minimum duration of 10 years provides a time frame where averages reflect actual performance.
• Cost Index % pa - Input a percentage indicating changes in the cost of living or inflation rate. This percentage indicates changes in the value of money or buying power. Inflation rates or Consumer Price Indices can be applied as the Cost Index %. A cost index of 10% basically means that in 1 years time it will cost me $1.10 to purchase what I can purchase today for $1.00. This value is applied extensively to determine current equivalent values for your investment in future years.
• Taxation Rate % - Input the percentage taxation rate that applies to the investment. This tax rate is applied to the Surplus in the analysis. If the Surplus is positive it is reduced by the Taxation Rate % to give the Surplus Tax Adjusted, this reduction equates to tax paid on the profit generated. If the Surplus is negative it is increased by the Taxation Rate % to give the Surplus Tax Adjusted, this increase equates to a reduction in tax paid due to the loss incurred. Taxation on capital and depreciation allowances are not considered. While taxation impacts on investment performance, compounding capital growth has a much greater impact. Initially it is usually beneficial to run an analysis with a Taxation Rate % of 0 to determine the taxation independent investment performance.

Analysis

Analysis Summary provides the key investment performance indicators for the analysis duration. Average annual Actual Return Equivalent % indicates the average actual performance of the investment in equivalent current day terms for each year of the analysis. Higher percentages indicate better performance. If the Actual Return Equivalent % is greater than 0% then the investment provides a positive return. If it is 0% then any growth and income form the investment equals the investment expense and Cost Index % changes. If it is less than 0% then in actual terms the investment generated an overall loss. Average annual Actual Return Equivalent indicates the average current day equivalent return delivered by the investment for each year of the analysis. Final Asset Equity and Asset Equity Equivalent indicate the value of investment equity at the end of the analysis period and the corresponding current day equivalent. Total Apparent Return and total Actual Return Equivalent indicate the value of investment return over the total analysis period and the corresponding current day equivalent.

Analysis Table provides full analysis calculations. Commands for the Analysis Table are in blue text above the blue line at the top of the table. Click Build to generate an analysis for the current input values. Select a Plot Analysis Column from the drop down list and click Plot for a graphical display. Select Investment Profile from the drop down list and click Add to add the profile to the existing analysis calculations or Compare for a graphical comparison to the existing analysis calculations using the Plot Analysis Column selected. All builds an analysis table comparing each saved investment profile. From this you can compare the performance of all saved profiles. Hold the mouse over table column titles for a support comments. Click a column title to hide the column and select a hidden column title from Show Hidden Analysis Table Column at the bottom of the table to display a hidden column.

• Year - This indicates the number of full years from the acquisition date which is Year 0. Year 1 is the point at which the asset has been held for 1 year, during this period it has incurred one year of capital growth, income, and expense. Year 2 is the point at which the asset has been held for 1 additional year, during this period it has incurred one additional year of capital growth, income, and expense. The Final/Total and Average rows at the bottom of the table provide data for the analysis period. Final values are shaded gold and represent the values at the end of the analysis period.
  
  When the table displays Summary data Final/Total and Average data are provided for each saved Investment Profile and results for all profiles included in the Sum rows at the bottom of the table. In the Sum rows Final values are shaded gold indicating columns in which the values displayed are at the end of the analysis period.
• Asset Value - Year 0 Asset Value is Purchase Amount. Following years are calculated as the previous year Asset Value increased by Capital Growth for the year plus any Additional Capital; Asset Value = previous Asset Value * (1 + Capital Growth % pa / 100) + Additional Capital pa.
• Loan Balance - Year 0 Loan Balance is Loan Amount. Following years are calculated as the previous year Loan Balance plus the current Interest Expense less the Annual Repayment amount until the Loan is repaid. Interest and Repayment values applied are calculated monthly values; Loan Balance = previous Loan Balance + current Interest Expense - Annual Repayments.
• Asset Equity - Asset Equity is current year Asset Value less current year Loan Balance; Asset Equity = current Asset Value - current Loan Balance.
• Asset Equity Equivalent - Asset Equity Equivalent indicates the equivalent current day (Year 0) value of the Asset Equity which is current year Asset Equity converted to the equivalent Year 0 value considering the Cost Index %; Asset Equity Equivalent = current Asset Equity / (1 + (Cost Index % / 100)) ^ current Year.
• Income - Year 0 income is 0, following years are calculated. When Income is set as a % pa of Asset Value Income is calculated as a percentage of the average previous and current Asset Value which is average Asset Value by Annual Income % pa; Income = (previous Asset Value + current Asset Value) / 2 * Annual Income % pa / 100. When Income is set as a % pa change from Base Year 1 income equals the Base Value and following year income is calculated as an increase over the previous years income which is previous year Income increased by Annual Income % pa; Income = previous Income * (1 + Annual Income % pa / 100).
• Expense - Year 0 expense equals Purchase Expense, following years are calculated. When Expense is set as a % pa of Asset Value Expense is calculated as a percentage of the average previous and current Asset Value plus any expense associated with Additional Capital which is average Asset Value by Annual Expense % pa plus Additional Expense pa; Expense = (previous Asset Value + current Asset Value) / 2 * Annual Expense % pa + Additional Expense pa. When Expense is set as a % pa change from Base Year 1 expense equals the Base Value plus Additional Expense pa and following year expense is calculated as an increase over the previous years expense plus any expense associated with Additional Capital which is previous year Expense increased by Annual Expense % pa plus Additional Expense pa; Expense = previous Expense * (1 + Annual Expense % pa) + Additional Expense pa.
• Interest Expense - Year 0 interest expense equals 0. Following years are calculated by month and as the Loan Balance at the beginning of the month (which for the first month equals the Loan Balance at the end of the previous year) by the Interest Rate divided by 12; Interest Expense = Sum of each month (previous Month Loan Balance * Interest Rate % pa / 100 / 12).
• Surplus - Surplus indicates the operating return (excluding capital growth) from the investment and is current Income less current Expense less Interest Expense; Surplus = current Income - current Expense - current Interest Expense.
• Surplus Equivalent - Surplus Equivalent indicates the equivalent current day (Year 0) value of the Surplus which is current year Surplus converted to the equivalent Year 0 value considering the Cost Index %; Surplus Equivalent = current Surplus / (1 + (Cost Index % / 100)) ^ current Year.
• Surplus Tax Adjusted - Surplus Tax Adjusted indicates the Surplus after Tax from the investment and is current Surplus by 1 - Tax %; Surplus Tax Adjusted = current Surplus * (1 - Tax % / 100). If the Surplus is positive it is effectively reduced by the Taxation Rate, this reduction equates to tax paid on the profit generated. If the Surplus is negative it is effectively increased by the Taxation Rate %, this increase equates to a reduction in tax paid due to the loss incurred. Taxation on capital and depreciation allowances are not considered.
• Surplus Tax Adjusted Equivalent - Surplus Tax Adjusted Equivalent indicates the equivalent current day (Year 0) value of the Surplus Tax Adjusted which is current year Surplus Tax Adjusted converted to the equivalent Year 0 value considering the Cost Index %; Surplus Tax Adjusted Equivalent = current Surplus Tax Adjusted / (1 + (Cost Index % / 100)) ^ current Year.
• Cash Flow - Cash Flow indicates the actual annual cash equilibrium (in/out) of the investment. In Year 0 this is current Surplus Tax Adjusted less the Purchase Amount. For following years it equals current Surplus Tax Adjusted less Additional Capital pa less Annual Repayment plus current Interest Expense; Cash Flow = Surplus Tax Adjusted - Additional Capital pa - Annual Repayment + current Interest Expense. Interest expense is added to prevent it being applied twice. It is already included in both the Surplus and the Annual Repayment.
• Cash Flow Equivalent - Cash Flow Equivalent indicates the equivalent current day (Year 0) value of the Cash Flow which is current year Cash Flow converted to the equivalent Year 0 value considering the Cost Index %; Cash Flow Equivalent = current Cash Flow / (1 + (Cost Index % / 100)) ^ current Year.
• Apparent Return - Apparent Return indicates the return (including capital growth) from the investment and is previous year Asset Value by Capital Growth percentage plus current year Surplus Tax Adjusted; Apparent Return = (previous Asset Value * Capital Growth % pa / 100) + current Surplus Tax Adjusted.
• Apparent Return % - Apparent Return % pa indicates the apparent performance of the investment for the year as a percentage return on equity which is Apparent Return divided by Asset Equity; Apparent Return % pa = (Apparent Return / Asset Equity) * 100.
• Actual Return Equivalent - Actual Return Equivalent indicates the equivalent current day (Year 0) value of the return achieved considering Apparent Return and any change in Equity Value due to the Cost Index % which is current year Return less the change in Asset Equity due to the Cost Index % pa converted to the equivalent Year 0 value considering the Cost Index %; Real Return = (current Apparent Return - (Asset Equity - Asset Equity / (1 + Cost Index % / 100))) / (1 + (Cost Index % /100))) ^ current Year.
• Actual Return Equivalent % - Actual Return Equivalent % indicates the actual performance of the investment for the year as a percentage of Equivalent Equity which is Actual Return Equivalent divided by Asset Equity Equivalent; Actual Return Equivalent % = ( Actual Return Equivalent / Asset Equity Equivalent ) * 100.

Analysis Menu

Build constructs an Analysis Table for the current input variables.

Add combines the Selected Investment Profile with the current Analysis Table data.

Select Investment Profile allows you to select a saved profile from the drop down list to Add to the current Analysis Table data or Compare to the current Analysis Table data using the Plot selected.

Compare compares the Selected Investment Profile to the current Analysis Table data using the Plot selected.

Plot Analysis Column allows you select the column title from the drop down list to Plot or Compare the column data.

Plot plots the Selected Analysis Column data.

All builds a summary Analysis Table for all saved profiles.

Review

For maximum performance investments must be reviewed on a regular basis. The period between reviews depends on investment volatility, suitable durations are usually somewhere between 1 to 12 months. Comparing investment performance to analysis regularly allows you to refine your analysis, identify performance deviations, and provides indicators for investment actions to maximize overall return.

Requirements for Use

This software applies the Document Object Model (DOM) and to function correctly your system should include a 5th Generation browser with JavaScript enabled. Microsoft Internet Explorer 5.5 (Windows 98) or later is recommended, Netscape Navigator 7.0 or later is also supported.

If required you can download a current version browser free of charge from:

• Microsoft Internet Explorer
• Netscape Navigator

Software developed in this way may run slower than traditional software but has significant advantages:

• It can be reviewed directly from a network (i.e. the internet) as a standard web page.
• It is compact with a small file size.
• It does not alter your system or system files in any way.
• It can be easily removed by simply deleting the files.
• It provides cross platform use, all that is required is a current browser.

Try Investment Analysis Software

An online sample version of Investment Analysis Software is available free for 7 day evaluation at Try Investment Analysis. This allows you to preview the software without downloading and installation. To use or maintain software beyond evaluation you must Register Investment Analysis. For software to function correctly your system should include a 5th Generation browser with JavaScript and Cookies enabled.

Download Investment Analysis Software

You can Download Investment Analysis Software as shareware free for evaluation. The evaluation version is fully functional with a 7 day evaluation period. To use or maintain software beyond evaluation you must Register Investment Analysis Software.

Install / Uninstall

If you are running the software from the online Try Investment Analysis page no installation is required.

If you download a file with an exe extension (***.exe) it includes a Setup program. To install run the Setup program and follow the prompts to unpack and install the software. You can then run the software from the program icons or by simply opening the file InvesmentAnalysis.html. To run the software as a HTML Application (see point 2 below) rename the file extension to .hta.

If you download a file with a zip extension (***.zip) it is packaged in a standard compressed zip file. After download it must be unzipped. Trial Zip software is available free from Winzip. You can then run the software by simply opening the file InvesmentAnalysis.html. To run the software as a HTML Application (see point 2 below) rename the file extension to .hta.

When you install Investment Analysis Software on your system Configuration and Data details are established specifically for the directory in which the file is located. If you wish to set up a number of independent portfolio (groups of investments) simply install the software (all files) into a separate directory for each portfolio. In this way each directory will be self contained and function as an independent entity.

When you Download Investment Analysis Software and install it on your system it can be run in two modes.

1. Directly in your browser as a web page (file extension .html) with Data and Configuration details saved as Cookies. Javascript and Cookies must be enabled.
2. If your system includes Microsoft Internet Explorer 5.5 or later you can rename the InvestmentAnalysis.html file to InvestmentAnalysis.hta. This designates it as a HTML Application (file extension .hta). In this mode Data and Configuration details are saved as XML files. This is the recommended mode. When using Cookies you are limited to approximately 10 saved Investment Profiles and if system Cookies are deleted Configuration and Data details will be lost.

No system files are changed when you use this software. To uninstall run the Uninstall program or simply delete all associated files.

Registration

Software is available as shareware free for 7 day evaluation. To use or maintain software beyond evaluation registration is required. Registration provides a perpetual license for use of the registered software version by the number of registered users. For details on how to Register Investment Analysis Software click Registration in the Investment Analysis Software main menu.

Secure online payment is available and as soon as your transaction is processed you will receive Registration Details by return email. When you have your Registration Details follow the directions to register your software and enable all functions.

The number of licenses you purchase is the maximum Number of Users and the maximum Number of Computer Systems the purchased software can be installed on or that can access the software if on a network. If you purchase a single user license the software must only be accessible from one computer and there must only be one user. To run the software on more than one computer, a network, or provide for additional users you must purchase a Multi-user license. Multi-user licenses attract a 30% discount. For large networks and user numbers greater than 100 please Contact softSWOT for pricing details.

Conditions of Use

The specific suitability of this software must be independently assessed. Software is provided as is, use is entirely at the users risk, and use acknowledges that softSWOT and all associated parties are held harmless from any claims or losses relating to software provided. You may not modify, translate, reverse engineer, decompile, disassemble or create derivative works based on softSWOT software, or concepts. All intellectual property rights are retained by softSWOT.

You may freely distribute this software in evaluation form only. This includes linking to online evaluation pages and download files. Any software distributed must require the user to provide payment to softSWOT to maintain software beyond the evaluation period as originally designed. You may not sell or require payment in any form for softSWOT software. Evaluation software must be distributed without cost or penalty to the user.

All rights of any kind which are not expressly granted are entirely and exclusively reserved to and by softSWOT.

Software Support and Contact Details

For items not addressed here, in the online Help or in our Frequently Asked Questions page please Contact Us.

Email: mail at softswot.com
Web Site: www.softswot.com

softSWOT
15 Island View Court
Queensland, 4556, Australia.
ABN: 24 312 166 103

Telephone: +61 7 5445 5325

Regards
David Morcom
www.softSWOT.com